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Keystone Mortgage Advisors

Plan before renewal

Review Your Mortgage Before Renewal

If your five-year term is renewing at a higher rate, compare your options before it matures. Keystone Mortgage Advisors reviews renewals six months early.

Toronto mortgage broker discussing renewal options
Toronto homeowner reviewing mortgage documents
Renew with a plan

Compare Options Before Your Term Matures

Start Six Months Early

Keystone Mortgage Advisors reviews your renewal six months before maturity, giving you time to consider your options.

Compare Your Options

Review lender choices when renewal rates have risen instead of looking at just one offer.

Understand the Trade-Offs

Talk through fixed and variable mortgage options with plain-language explanations.

Renewal questions

Understand your renewal choices

A review can help you compare available lender options before your current term ends.

We recommend reviewing your mortgage six months before maturity. That gives you time to compare available options before your term ends.
Yes. We work with banks, credit unions, monoline lenders, and private lenders. You can review your choices before deciding what suits your situation.
Lenders pay brokers on most mortgages, so advice is usually free to you. A fee may apply in some cases, and we disclose any fee clearly.
Before your term matures

Make Room To Plan Your Renewal

Share when your mortgage matures to discuss lender options and possible next steps.

Toronto homeowner discussing mortgage renewal