Buying your first home
Know what you can afford
Get pre-approved in 48 hours, with the stress test and CMHC insurance explained in plain language.
Know before you shop
Get ready to choose your first home
Talk through affordability and lender options before you start shopping, so you can make decisions with a better understanding of what fits.
- Understand how qualifying rules shape the amount you may be able to borrow.
- Find out when mortgage insurance may be required for your purchase.
- Compare the trade-offs between fixed and variable rates.
A clear first step
Your path to a 48-hour pre-approval
Share your request and borrower details, then compare lender options and clarify next steps. Pre-approval turnaround is 48 hours.
1
Share your plans
Tell Keystone Mortgage Advisors what you hope to buy and the questions on your mind.
2
Review your options
Compare available lenders and talk through affordability in plain language.
3
Get pre-approved
Your pre-approval turnaround is 48 hours.
Take the next step
Start with a clear mortgage conversation
Ask about affordability, lender choice, and the documents you’ll need to get started.