Independent mortgage guidance
A Toronto Team for Clear Mortgage Choices
Our three brokers offer independent advice and access to more than 40 banks, credit unions, monoline lenders, and private lenders.
Experience with a wider view
Bank Experience, Broader Lender Choice
After twelve years as a bank mortgage specialist, our founder went independent. Today, three brokers help Toronto borrowers compare mortgage options.
Who we work with
Find your mortgage starting point
We work with first-time buyers, self-employed borrowers, and homeowners approaching renewal. Choose the path that fits your situation.
How advice works
Advice You Can Understand and Trust
Keystone Mortgage Advisors is licensed with FSRA. Lenders pay brokers on most mortgages, so advice is free to you in those cases; any fee that applies is disclosed clearly.
The details matter
FSRA licensed
Keystone Mortgage Advisors is licensed with FSRA.
Transparent fees
Lenders pay brokers on most mortgages. If a fee applies, we disclose it clearly.
Understandable explanations
Get plain-language explanations of the stress test, CMHC insurance, and fixed versus variable mortgages.